Florida Health Insurance and ObamaCare
First of all come in to our Pompano or Boynton Beach locations right now to get set for 2015. Or call 866-495-4010 to set up an appointment, or we can handle it over the phone.
Florida residents became eligible for health care through the Affordable Care Act, or ObamaCare, on January 1, 2014. However, the process to sign up started well before then. On October 1, 2013 Floridians tried in vain to sign up. Until about January 15th, the website was just broken. But then all of a sudden the floodgates opened and Imperial Insurance and ITS Insurance Quotes signed up almost 2,000 new members with majority paying $25 or less for their whole family.
Now, the process is well underway and in its second year, and individuals and families that do not sign-up for healthcare under their own plan or through the Affordable Care Act/ObamaCare by February 15, 2015 will be assessed a tax penalty on their 2016 taxes. The program has been immensely helpful for the middle class and on down, however it has raised premiums for the upper middle class and small business owners. All in all though, the people that need the most help seem to be getting relief and we have the highest percent of insured in the history of the country. That can’t be a bad thing can it?
These are the basics of the act that most people are aware of on a national level. In Florida however, there was no expansion of Medicaid so there is still a large segment of the state that needs assistance that our state legislature in their infinite wisdom decided to ignore. Basically, our Florida legislature said no to free Federal money to expand Medicaid on the grounds that they didn’t agree with the ACA. Very nice job Florida!
Individuals and families in Florida may apply for insurance through the Affordable Care Act under any circumstance, but there are certain reasons why they may qualify for some benefits, including:
- Unemployment, or Underemployment
- Their workplace does not offer insurance, or they offer insurance that does not meet minimum standards
- Any other special circumstance
Plans that Floridians opting to receive ObamaCare insurance will include some of the following benefits:
- Maternity care
- ER visits
- Lab services
- Pediatric care
- Hospital visits